Buildings insurance
As a homeowner, the biggest asset you have is probably your home. So it’s important to ensure your home is adequately covered in case the worst happens.
cover |
Included
|
Details
|
| Alternative accommodation |
 |
Unlimited
|
| Sum insured for buildings |
 |
Unlimited |
| 24hr emergency helpline |
|
Open 24 hours a day, 7 days a week |
| Cover for locks & keys |
|
up to £500 |
| Property owners liability cover |
 |
£2 million as standard |
On top of these, you will get:
- UK call centre
- 24hr emergency helplines
- Plus an online discount as a new customer
Optional extras
For a small additional fee, you can also add:
- Accidental damage
- Home emergency cover
We'll arrange for a reputable contractor to come to your house, so there's no ringing around or 'out of hours' rates. (Subject to an overall limit of £500 incl. VAT).
Contents insurance
Whether you’re a homeowner or a tenant looking for a contents insurance policy for your home, an esure contents policy can be tailored to suit your needs.
What's more, we reward new customers by giving an immediate 40% off our usual price if you haven't claimed in the last 5 years.
cover |
Included
|
Details
|
| Up to 45% no claim discount |
 |
40% for 5 claim free years, increasing by 1% each claim free year you renew your policy with us (up to 45%)
|
| Home office equipment |
 |
up to £10,000
|
| Credit card & personal money |
|
up to £500 |
| Student cover |
|
up to £5,000 |
| Garden contents |
 |
up to £2,000 |
| Seasonal cover |
 |
up to 15% of the contents sum insured.
Covers gifts for special events such as weddings, civil ceremonies, birthdays and religious festivals up to 4 weeks before and after the event. |
On top of these, you will get:
- UK call centre
- 24hr emergency helplines
- Plus an online discount as a new customer
Optional extras
For a small additional fee, you can also add:
- Home emergency cover
We'll arrange for a reputable contractor to come to your house in a home emergency, so there's no ringing around or 'out of hours' rates. (Subject to an overall limit of £500 incl. VAT).
- Personal possessions cover away from the home
Covers you for accidental loss, damage and theft of your personal possessions while they are temporarily removed from your home anywhere in the United Kingdom and for up to 60 consecutive days anywhere in the rest of the world.