5 star

Why AA Home Insurance?

  • You could save 20% when you buy home insurance online**
  • Automatic new-for-old cover for your home contents
  • Cover for unlimited rebuilding costs for homes with a market value of up to £1 million
Policy features and benefits for buildings insurance
Buildings insurance cover summary Included as standard
Cover for the structure of your home (including fixtures and fittings) against loss or damage caused by fire, smoke, lightning, explosion, earthquake, storm, flood and theft Included for buildings insurance
Loss or damage caused by water or oil from a burst, leaking or overflowing pipe or domestic water or heating appliance Included for buildings insurance
Buildings cover – unlimited rebuilding costs for homes worth up to £1 million Included for buildings insurance
24-hour home emergency cover and helpline Optional
Alternative accommodation costs for you and your pets if your home cannot be lived in following an event covered by your policy Included for buildings insurance
Up to £20,000
Accidental damage cover Optional
Cover for tracing and accessing leaks, and repairing any damage caused to walls, flooring or ceilings during the search for a leak Included for buildings insurance
Up to £5,000
Policy features and benefits for contents insurance
Contents insurance cover summary Included as standard
Cover for your household goods, valuables, personal belongings, furniture, furnishings and domestic appliances against fire, theft, storm, water damage and vandalism Included for contents insurance
Contents cover Up to £40,000
(higher levels are available on request)
Cost of alternative accommodation if your home cannot be lived in following an event covered by your contents policy Included for contents insurance
Up to 20% of the sum you have insured
New-for-old insurance cover on most items Included for contents insurance
Legal expense cover including legal helpline and a range of free legal documents Available as an optional upgrade
Accidental damage cover for televisions, desktop computers, cookers and other non-portable home entertainment and home electrical and gas equipment Included for contents insurance
Accidental damage to mirrors, plate glass tops and fixed glass in furniture Included for contents insurance
Accidental damage cover for household goods, including furniture and furnishings Available as an optional upgrade
Contents in outbuildings or domestic garages Included for contents insurance
Up to £3,000
Contents in the open (but within the boundaries of your property) Included for contents insurance
Up to £1,000
Garden cover for loss or damage to hedges, lawns, trees, shrubs and plants that you own Included for contents insurance
Up to £250
Money in your home Included for contents insurance
Up to £500
Fraudulent use of credit cards Included for contents insurance
Up to £500
Fridge/freezer contents Included for contents insurance
Up to £500
Loss of metered water/oil following accidental damage to the water or heating installation in your home Included for contents insurance
Up to £1,000
Valuables or personal belongings such as jewellery, watches, works of art and clothing Limit of £1,500 per item (individual items worth more than £1,500 can be covered if specified on your policy)
Away from home cover against loss or damage to valuables and personal belongings Available as an optional upgrade
Up to £15,000 cover available
Away from home cover against loss or damage to valuables and personal belongings worth over £1,500 Available as an optional upgrade
Christmas increase (automatic increase from 1 December to 6 January) Included for contents insurance
20% of the sum you have insured
Wedding increase (increase for a month before and after your wedding) Included for contents insurance
20% of the sum you have insured
 
 
Sponsors
Regal Home Insurance
 
 
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