Buildings Insurance cover
Typically, a standard buildings insurance policy can help cover damage to your property from the following:
- Fire
- Flooding
- Subsidence
- Storm
- Explosions
- Malicious vandalism
Policies may vary between providers, so it’s important to read the full policy wording to check exactly
what eventualities are covered and what circumstances will be excluded.
Contents Insurance cover
Policies will vary between providers but typically, a standard home and contents insurance policy
will cover the following household items both inside and outside the home:
- Furniture (including antique items)
- Clothes
- Audio/Visual items
- Electrical items
- Kitchen items
A standard house and contents insurance policy may also give you some cover for valuable items
such as:
- Jewellery
- Gold and silver
- Coin and stamp collections
Be aware though, this probably won’t be unlimited cover and there may be a maximum level of cover
and a limit on the value of single items.
