Buildings Insurance cover
Whether you live in a bungalow, a three story town house or any other building MORE TH>N know that your home is your castle. That’s why our award winning Home Buildings Insurance covers all the buildings on your property such as garages, garden sheds and summer houses against fire, flood and subsidence*. We also cover accidental breakage of drains and pipes, and accidental damage to cables and underground tanks used to provide services to or from your home, broken windows, baths and toilets.
- Get FREE Home Contents Insurance up to £75,000 when you buy our Buildings Insurance.
- Our free contents is worth on average 31% off.
| Cover |
Benefit |
| All buildings |
Buildings Cover is available against fire, flood & subsidence |
| Accidental damage |
Buildings Cover is available against damage to drains, pipes, cables or underground tanks or even broken windows, baths or toilets |
| Alternative accommodation |
Cost of temporary accommodation up to £100,000 of insured value of home |
Contents Insurance cover
MORE TH>N Contents Insurance has the optional extra of Cover Away from the home, so things that you always have on you, such as portable computer games personal stereos and jewellery are covered, wherever you may be. You must tell us if any item you own is worth more than £1,500, other than carpets, curtains and furniture.
| Possessions |
Cover |
| All household items e.g. furniture, curtains |
Excludes baths & toilets |
| TVs, hi-fis, videos, PCs, mirrors, glass furniture |
Covered against accidental damage & breakage |
| Declared items worth more than £1,500 (exc. Carpet, Curtains and Furniture) e.g. TVs, Jewellery and Laptops |
Items worth over £1,500 must be declared on the policy. |
| Freezer contents |
Included as standard |
| Business equipment e.g. fax machines, PCs, filing cabinets |
Included as standard |
| Garden Trees and Plants |
Covered up to £2,000 |
| Replacement locks, keys |
Covered up to £750 |
| Weddings, Birthdays & Religious festivals |
Automatic increase in cover by £7,500 - one month before and one month after |
Additional cover
You can choose to add any of the following options to your standard home insurance cover.
| Cover |
Benefit |
| Home Emergency Cover |
Cover for a whole host of emergency situations that may make your home unsafe or insecure. Including emergencies caused by roof damage, blocked drains, broken pipes, failure of main heating systems or electricity failure. |
| Full accidental damage cover |
Further protection from frequent household accidents e.g. cigarette burns, broken ornaments, pet damage |
| Outside Your home cover |
Cover for your contents that you often take out of the home if lost or stolen anywhere in the UK or if abroad for up to 60 days |
| Credit cards and cash |
Covered up to £500 and £500 if lost or stolen |
| Bicycles |
Cover for your families bicycles away from your home up to £5,000 if lost/stolen wherever left. (Limit of £1500 per bicycle) |
| MORE TH>N LEGAL SERVICES |
Provides up to £50,000 legal expenses cover, 24 hr access to legal experts and over 200 professionally written document |
