Buildings Insurance
Home Options buildings insurance cover from Lloyds TSB includes a range of features and benefits. It cover:
- Flooding, fires, smoke, explosions, lightning or earthquakes.
- Theft or attempted theft, malicious damage or vandalism.
- Escape of water from, or the freezing of, fixed domestic water installations, or escape of oil from fixed domestic oil heating installations.
- Accidental breakage of ceramic hobs in fixed appliances, sanitary ware and fixed glass (including solar panels), in your home.
- Any other accidental damage to the buildings of your home which is not specifically covered or excluded elsewhere in this policy.
- Alternative accommodation costs and/or loss of rent up to 20% of your buildings sum insured if your home is made uninhabitable.
- Optional full accidental buildings damage.
- Any necessary costs for architects’ and surveyors’ fees following damage to the buildings by an insured event up to the sum insured.
Contents Insurance
Home contents insurance cover from Lloyds TSB includes a range of features and benefits: It cover:
- Theft, attempted theft and vandalism.
- Accidental damage to TV, audio, video, PC equipment and professionally installed satellite equipment fixed to your home.
- Keys to external doors, safes and alarms in your home up to £250.
- Automatic contents increase during Christmas (and weddings), up to 10% increase, subject to a maximum £3,000 for the month of December.
- Against loss or damage.
- Accidental breakage of mirrors, fixed glass in furniture and ceramic hobs.
- Personal cash and credit cards stolen from your home up to £500.
- Flooding, fires, smoke, explosions, lightning or earthquakes.
- Up to £7,500 for any single high risk item.
- Visitors' belongings up to £250.
- Contents outside your home up to a value of £1000
Additional Cover
- Full accidental damage cover
- Pedal cycles outside of the home
- Personal possessions outside of the home
- Home Emergency
