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LV= Home Insurance
With the majority of our new customers paying under £220* for combined building and contents insurance.LV= provide 5 star rated level of cover.
- Up to £1million cover for buildings as standard
- Discount for taking both buildings and contents cover
- Repairs by our approved suppliers guaranteed for 12 months
- More about our features and benefits
- Quick and easy four-step online application process
- UK call centre
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Buildings Insurance cover
Buildings Insurance |
Cover (up to) |
Buildings |
£1million |
Loss or damage from:
- fire
- water and oil leaks
- theft and vandalism
- impact, storm and flood
- subsidence, heave and landslip
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Accidental damage to:
- windows, fixed glass and sanitary fittings
- cables, underground pipes and drains
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Damage caused by the emergency services to your house and garden |
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Loss or damage to your solar panels and wind turbines |
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24 hour claim line and
24 hour domestic emergency helpline |
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Identity fraud assistance helpline |
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Loss of keys |
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Alternative accommodation or rent |
£25,000 |
Loss or damage to your hedges, trees, shrubs, plants and lawns |
£1,000 |
Trace and access to find the source of water and oil leaks |
£5,000 |
Property owner's liability |
£2million |
Contents Insurance cover
Contents Insurance |
Cover (up to) |
Contents |
Choose up to £150,000 |
Loss or damage from:
- fire
- water and oil leaks
- theft and vandalism
- impact, storm and flood
- subsidence, heave and landslip
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Accidental damage to:
- TV, video/DVD, music and computer equipment
- mirrors, glass and ceramic tops
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Loss of metered water |
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Loss of keys |
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24 hour claim line and
24 hour domestic emergency helpline |
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Identity fraud assistance helpline |
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Valuables
- Cover provided for valuables individually worth £1,500 or less (any items worth more than this must be added to your policy)
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Loss of frozen food if your freezer breaks down or there's a power cut |
£500 |
Loss or theft of money and credit cards from the home |
£500 each |
Theft from your shed, garage or outbuildings |
£2,500 |
Loss or damage to your garden furniture and other contents in the garden |
£1,000 |
Loss or damage to your hedges, trees, shrubs, plants and lawns |
£1,000 |
Loss or damage to office equipment at home |
£5,000 |
Loss or damage to your downloaded information |
£1,000 |
Increased cover for gifts for religious festivals or special events. |
10% extra cover |
Alternative accommodation or rent |
£25,000 |
Personal liability |
£2million |
Your liability for domestic employees like a cleaner or a gardener |
£10million |
Title deeds |
£750 |
Contents while temporarily removed from your home |
£5,000 |
Additional Cover
Home Insurance cover option |
Buildings Insurance
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Contents Insurance
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| Home Emergency |
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| Extra accidental damage cover |
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| Legal expenses |
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| Cover for personal possessions you take away from your home |
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| Cover for your pedal cycle when you take it away from your home |
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Sponsors |
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