Buildings insurance
Buildings insurance typically covers the following:
- Fire and Explosions.
- Storms and weather damage.
- Flood damage.
- Subsidence and structural failures.
- Damage to permanent fixtures in your home.
- Burst pipes.
Buildings insurance also offers personal liability to protect you should any person suffer an injury on your property or due to a problem with your property, such as a structural defect.
Buildings Insurance doesn’t just cover structural damage to your home.
As well as protecting the structure of your home, buildings insurance also covers any permanent fixtures that are in your home such as built in kitchen, bathroom and bedroom furniture as well as practical appliances, such as your central heating and plumbing systems.
In addition to this, any permanent external fixtures such as your driveway, garden path, walls, gates, fences, hedges and outbuildings are also covered with buildings insurance.
In addition to building insurance, we also offer a range of products designed to keep you and your home as safe as possible. Our legal cover is automatically included in your policy and provides £50,000 of legal cover to ensure you are fully protected against any legal costs that you may face. Liability cover is also included in all building insurance policies, covering you for up to £10,000 if you have employees that work in your home, protecting against any accidental damage they may cause.
We also offer optional home emergency cover, giving your home 24 hour emergency cover in case of the loss of essential services in your home, meaning that you can be prepared for the unexpected.
Contents insurance
Contents insurance typically covers the following items:
- Electrical appliances, such as televisions, games consoles and home entertainment equipment.
- Computer equipment and laptops.
- Furniture.
- Contents of a fridge and/or freezer.
- Cash and credit cards held in the property.
- Replacement keys and locks in the event of loss or damage.
- Garden furniture, tools and equipment.
Contents insurance covers any equipment that belongs to you but, in some cases, it can also be extended to cover other items, such as anything owned by your partner, family or anybody that you share your house with (such as a house or flat mate). It can also cover items owned by your employer, such as a laptop computer or tools or guests who may be staying in your home.
How does contents insurance work?
Contents insurance from Endsleigh provides new for old cover for your possessions. This ensures that any items in your home are replaced with a brand new product of equivalent or better specification should you need to make a claim. Even if you are claiming for an item that is several years old, it will be replaced with a new product of similar (and in some cases, higher) specification.
Your home contents insurance may also include cover for items you take away from the home, such as bicycles, prams, glasses or sunglasses, mobile phones, music players and the contents of your handbag.
Rented property insurance for tenants.
Why choose Endsleigh tenants insurance?
- Only pay for what you need.
As a tenant, under a standard contents policy you would be required to potentially pay for cover that you just don’t need. At Endsleigh, our specialist tenant insurance ensures that you don’t pay for unnecessary benefits and the cover is tailored to suit you.
- Choose the level of cover you need.
You can choose the level of cover you need. We offer contents insurance that covers your belonging from £3,000 up to £150,000.
- Cover for shared accommodation.
If you are a tenant in a rented property you can choose to have cover that insures you and the people you share with, even if you don’t know them or you can insure just your own belongings.
- Downloaded music cover.
Not only can we cover your PC, Laptop, MP3 player, iPod or mobile phone, but we will also cover the music you have paid for, and downloaded.
- New for old replacement.
We will replace most damaged or stolen goods on a new for old basis, many of which will be delivered directly to you.
- Cover for your keys.
If your keys are stolen we will pay for the cost of replacing your locks, safe or alarm systems.
- Up to 35% No Claims Discount.
Earn up to 35% no claims discount, if you remain claim free.
- Legal Cover.
We automatically include £50,000 of legal cover to ensure you are fully protected. Plus, we provide all of our customers with access to a free 24 hour legal advice line.
- Cover for your Home Office.
Your personal possessions, household goods and computer equipment will be covered on your home insurance, whether used for business or pleasure.
- 24 Hour Claim Line.
Our UK based claims line is open 24 hours a day, 365 days a year, ensuring we are on hand to help you whenever you need it.
Extend your cover.
- Full accidental damage cover.
You can upgrade our standard accidental damage cover to include any accidental damage or loss in the home, such as a paint spill on the carpet.
- Home Emergency Cover.
You can opt for our 24 hour home emergency cover, giving you peace of mind in the event of a loss of essential services in your home.
- Cover when away from the home.
You can opt to insure your personal possessions away from the home, including whilst you are abroad for up to 30 days per trip.
*Price based in £3,000 worth of contents, TR6 postcode. Annual premium is £51.08 or 11 monthly payments of £4.37 plus a deposit of £10.22. (Representative APR 39.7% Variable. Transaction fee 17.72%)
**24 hours represents 1 working day from us accepting your claim.
