Buildings insurance
You don't need a guard dog to protect your home - just a nodding dog!
Churchill can help protect you from costs incurred as a result of damage to your home, its permanent fixtures and outbuildings (such as sheds and garages) caused by fire, storm or flood, subsidence, vandalism or escape of water.
Our buildings insurance policy will also cover the cost of accommodation while insured repairs are carried out and the cost of repairing damage caused by the emergency services if they have to break into your home as the result of an emergency.
What's covered as standard |
Maximum value |
| Buildings cover |
£500,000 |
| Property owners' liability |
£2,000,000 |
| Alternative accommodation for you and your pets |
£25,000 |
| Emergency entries |
£1,000 |
| Accidental damage is available as an additional cover for a small additional premium. And don't forget that you can further enhance your buildings insurance with our optional extras |
Contents insurance
Don’t leave yourself uninsured and potentially in the dog house - Count on Churchill for your home contents insurance!
Churchill contents insurance covers the items in your home that aren’t covered as part of a typical buildings insurance policy. We can cover your household goods (including non-permanent fittings such as carpets), personal belongings in the house or outbuildings (including garages and sheds) and money in the home.
We can also cover contents temporarily moved to another home, replacement locks if your keys are stolen, items kept in the garden, the contents of your freezer and the cost of alternative accommodation whilst insured repairs are carried out.
Valuables (items such as jewellery, watches, furs, items or sets or collections of gold, silver or other precious metals, works of art, sets of stamps, coins and medals) can be covered up to a total value of £15,000.
Churchill contents insurance could be ideal for those in properties where the buildings cover is arranged separately.
What's covered as standard |
Maximum value |
| Contents cover |
£50,000 |
| Contents lost and damaged while moving home |
£50,000 |
| Alternative accommodation for you and your pets |
£8,000 |
| Public liability |
£2,000,000 |
| Business equipment |
£4,000 |
| Contents temporarily taken out of the home (eg. to student accommodation) |
£4,000 |
| Theft from garage or outbuildings |
£2,000 |
| Valuables not listed separately on your policy |
£15,000 |
| Loss of oil or metered water |
£1,000 |
| Replacement locks if your keys are stolen |
£500 |
| Food in your freezer |
£300 |
| Money in your home |
£300 |
Home insurance optional extras
- Accidental Damage cover - Protect your home and contents against accidents.
- ersonal Possessions cover - Protect everyday items you take out and about such as mobile phones, watches and laptops.
- amily Legal Protection - Up to £50,000 worth of cover for legal costs for you and your family who live with you.
- ome Emergency cover - Emergency assistance and up to £500 for call out, labour and parts.
