Home insurance - Summary of cover
Aviva offer both buildings insurance and contents insurance, and provide a discount if you buy a combined buildings and contents policy.
The table below outlines the key features of our home insurance policy so you can compare at a glance our standard cover limits and our optional trade ups.
Key:
- Included as standard
- Not available for this level of cover
- Optional cover which can be added to your policy for an additional cost
Standard policy features |
Contents |
Buildings |
Standard limit |
Increased limit available |
| Fire, theft, flood etc |
|
|
|
|
| Home contents - with "new for old" replacement |
|
|
|
Up to £140,000 |
| Valuables with a single article limit |
|
|
£2,000 |
|
| Business equipment |
|
|
£5,000 |
|
| Personal money |
|
|
£500 |
|
| Contents in garage/outbuildings |
|
|
£2,500 |
|
| Contents in the garden |
|
|
£500 |
£1,500 |
| Replacement locks |
|
|
£500 |
|
| Food in the freezer |
|
|
£500 |
|
| Loss of heating fuel or metered water |
|
|
£1,000 |
|
| Loss of rent/alternative accommodation |
£6,000 |
|
|
|
| Household removals |
|
|
Up to your contents sum insured |
|
| Tracing/accessing leaks |
|
|
£5,000 |
|
| Occupiers or personal liability cover |
|
|
£2,000,000 |
|
| Employer's liability cover |
|
|
£10,000,000 |
|
| Liability to the public |
|
|
£2,000,000 |
|
As you can see, our standard policy is a comprehensive one, but no two households are the same, so we offer a range of options to allow you to tailor your policy to cover what's most important to you:
Optional policy features |
Contents |
Buildings |
| Accidental damage cover |
|
|
| Protected no claims discount |
|
|
| Personal belongings cover (in and away from home) |
|
|
| Legal services |
|
|
| Additional garden cover |
|
|
| Home emergency cover |
|
|
| Pedal cycles cover |
|
|
