American Express Home Buildings Insurance
American Express Buildings Insurance comes with features and benefits that you’re unlikely to find anywhere else. From outbuildings, to pipes under the ground, you can be sure that American Express Standard or Prestige Buildings Insurance will cover you. With cover levels up to £1.3m for your home if the worst happens, you can be sure you’ll be adequately protected.
American Express Standard and Prestige Buildings Insurance provides cover for your home, including your roof, windows and bathroom fixtures against fire, theft or subsidence. Home Buildings Insurance also covers vandalism, storm and flood damage as standard, plus, we’ll provide alternative accommodation for you and your family whilst your home is being repaired or if it becomes uninhabitable.
American Express Home Insurance – Contents Insurance
When you’ve spent years creating a home and accumulating precious things, you need to know they’re properly protected. American Express Home Insurance can provide exceptional cover for your contents and personal possessions.
Standard Cover
- Contents Insurance that replaces your damaged or stolen items - even when you’re moving house
- Most content insurance claims settled on a new-for-old basis
- Accidental damage to entertainment equipment such as TVs, DVD Players and stereos included
- Optional cover available to protect your possessions outside of the home such as bicycles, laptops and MP3 players
- 24/7 Claims Helpline for when you need it the most
Prestige Cover
Additional benefits of the Prestige level of cover include:
- Automatic accidental damage cover for your contents
- Cover for expensive items such as wine collections, watches and jewellery
- Worldwide personal possessions cover up to £10,000
- Cover of up to £1,000 for plants in your garden
- Guest contents cover included up to £2,500
- 24/7 Legal assistance, and legal expenses cover of up to £50,000
5 star home insurance you can count on
American Express Home Insurance doesn’t just give you the choice to separate, or combine buildings and contents insurance. It also provides a choice of two levels of cover; Standard or Prestige. Prestige Home Insurance policies come with our highest levels of cover and have a 5 Star Rating from Defaqto, the UK’s leading financial research company.
