The table below shows the features and benefits of your AXA Home policy and the
maximum amounts you can claim.
Contents - Features and benefits
Cover offered |
Limits |
| Loss or damage caused by fire, smoke, explosion, lightning,
earthquake, storm, flood, theft, escape of water (e.g.
from burst pipes or tanks) or oil, malicious people, riot,
subsidence, collision by vehicles or animals, falling trees,
collapse of aerials or satellite dishes (causes 1-11 in
Contents standard in your policy wording). |
£60,000 or any
higher amount as
stated in your policy
schedule |
| Any one valuable item. |
£1 ,000 |
| Any one claim for valuables. |
£ 24,000 |
| Business equipment. |
£5,000 (which
includes £500 for
business stock) |
| These are standard limits. If you have increased any of them, the new limits will be shown in your policy schedule. |
| Loss or damage to plants and trees by causes 1, , 6 and 7. |
£500 |
| Loss or damage to contents in the garden by causes 1 and -11. |
£1,000 |
| Loss or damage by causes 1-11 to contents that are temporarily moved from your home to college or university
halls of residence. |
£60,000 except for
Theft or Attempted
Theft which is limited
to £ ,500. |
| Rent or alternative accommodation for you, your family and
your pets. |
£18,000 |
| Your contents limit of £60,000 is automatically increased for gifts, food, provisions for the 0 days before and after
a recognised religious festival and for your, or a member of
your family's, wedding or civil partnership. |
Contents limit
increases by £6000 |
| Loss or damage to frozen food due to a temperature change or contamination by refrigerant fumes. |
£60,000 |
| Accidental loss of oil and metered water. |
£60,000 |
| Liability to domestic staff. |
£10,000,000 |
| Liability to tenants (this only applies if the property is rented). |
£1 ,000 |
Personal liability including damage arising from the
occupation of the home, but not its ownership. |
£ ,000,000 |
Buildings - Features and benefits
Cover offered |
Limits |
| Loss or damage caused by storm, flood, escape of water
(e.g. from burst pipes or tanks) or oil including the necessary
costs to find the source of the damage to the home,
subsidence, theft, collision by vehicles or animals, falling
trees, collapse of aerials or satellite dishes, fire, smoke,
explosion, lightning, earthquake, malicious persons, riot
(causes 1-11 in Buildings standard in your policy wording). |
£1,000,000 except
for the necessary
costs to find the
source of the
damage to the home
following damage
caused by escape of
water or oil which is
limited to a maximum
of £5,000. |
| Rent or alternative accommodation for you, your family and your pets. |
£100,000 |
| Property owners liability. |
£ 2,000,000 |
Buildings plus
If buildings plus cover is selected, then these features and benefits will apply in
addition to the buildings covers.
Cover offered |
Limits |
| Accidental breakage of fixed glass in windows, fixed sanitary
ware and bathroom fittings. |
£1,000,000 |
| Accidental damage to underground pipes and cables
including the necessary costs to find the source of the
damage to the home. |
£1,000,000 except
for the necessary
costs to find the
source of the damage
to the home which is
limited to a maximum
of £5,000. |
| Loss or damage caused by sinks, baths and basins
overflowing due to the taps being left on. |
£1,000,000 |
|
